Most people arrive here having searched for a revenue-based business loan in Weston. It is worth saying up front that revenue-based financing is technically not a loan — it is a purchase of a share of your future deposits — and that distinction changes how the cost is expressed and how repayment behaves. The practical question is which instrument actually fits, and for a stable Weston practice the answer is often a conventional loan or a line of credit rather than an advance.
Jon Lynch Financial Group is a broker, not a direct lender. We are paid by the funder on close, so there is no upfront fee to you.
Weston's business base skews toward established professional services — medical and dental practices, law firms, accounting practices, consultancies. Those businesses tend to have steady monthly receipts, longer operating histories and stronger credit profiles than the average revenue-based applicant. When that is true, a term loan or a bank line of credit is usually cheaper than an advance, and pushing an advance at a business that qualifies for conventional credit is the clearest sign you are talking to someone selling one product.
When speed matters more than price, when the need is short and self-liquidating, or when a conventional lender has already said no for a reason that will not change quickly — a recent credit event, insufficient time in business, or an owner who will not pledge a personal residence. It also fits when the money is bridging a known, dated gap: an equipment delivery, a build-out, a payroll cycle ahead of a receivable that is genuinely coming.
For a revenue-based decision: a signed application and the three most recently closed months of business bank statements. For conventional or SBA products, expect year-to-date financials and the two most recent business tax returns as well. You do not need the second set to find out where you stand — start with the short package and add to it only if the file goes that direction.
In most cases some form of guarantee applies, but it is worth separating three things that get confused. A guarantee is a promise to stand behind the obligation. A credit check is how the funder assesses you — our prequalification is a soft pull, which does not affect your score. Collateral is a specific asset pledged, and most revenue-based products involve none. Many advances use a narrower performance guarantee that applies only if the owner interferes with repayment, rather than for ordinary business difficulty.
A bank will usually be cheaper and slower, and will want financials, tax returns and often collateral. An advance will be faster and more expensive, and will want statements. Neither is universally right. If your practice can wait three weeks and clears a bank's credit box, waiting is normally the better financial decision — and we will say so, because a file we place at the wrong price does not become a repeat client.
Four questions, a soft pull only, and no upfront fee. Jon Lynch Financial Group is a broker: we place your file with funders and are paid by the funder on close, so nothing is charged to you to apply.
Start the prequalification · Florida business financing · Revenue-based financing in Miami · Funding questions