Jon Lynch Financial Group

HVAC + Trades · Working Capital · Florida

Funded fast. For Florida HVAC + trades.

HVAC season runs hot and you can't afford to turn away service calls because the truck inventory's empty or payroll's tight. Get $25K-$500K in 24-48 hours from a Florida licensed brokerage that understands seasonal cash flow.

$25K-$150K

New service truck + tools

Adding a tech means adding a truck. $40-80K up front before the new tech generates revenue. Bridge the gap fast.

$10K-$60K

Material + supplier bulk buy

Distributor offers 15-25% off if you commit to a quarter's worth of inventory. Fund the deal, capture the margin.

$15K-$75K

Payroll during off-season

Florida HVAC has slow weeks even in summer. Bridge a slow stretch without losing crew to a competitor.

$50K-$250K

Commercial bid bond / mobilization

Won a commercial contract — need 30-45 days of materials + labor before first draw. We fund the bridge.

$25K-$100K

Marketing for high season

Local digital + radio + truck-wrap before the May-Aug peak. ROI-tracked spend; capital costs much less than missing the season.

$15K-$75K

Tax bill / settlement / surprise

Workers comp audit balance, IRS quarterly, vendor dispute settlement. Bridge without disrupting operations.

Why Florida HVAC contractors choose us

24-48h

Funding time

Statements → wire

550+

FICO accepted

Deposits weight more

15+

Funder panel

Best factor + holdback

0

Submission cost

Paid only if you fund

Ready to see your number?

15 minutes. No credit pull. No SSN. Approval range back within 24 hours.