Working capital for Florida HVAC contractors · $25K-$500K in 24-48 hrs · JLFG

Jon Lynch Financial Group

HVAC + Trades · Working Capital · Florida

Funded fast. For Florida HVAC + trades.

HVAC season runs hot and you can't afford to turn away service calls because the truck inventory's empty or payroll's tight. Get $25K-$500K in 24-48 hours from a Florida licensed brokerage that understands seasonal cash flow.

$25K-$150K

New service truck + tools

Adding a tech means adding a truck. $40-80K up front before the new tech generates revenue. Bridge the gap fast.

$10K-$60K

Material + supplier bulk buy

Distributor offers 15-25% off if you commit to a quarter's worth of inventory. Fund the deal, capture the margin.

$15K-$75K

Payroll during off-season

Florida HVAC has slow weeks even in summer. Bridge a slow stretch without losing crew to a competitor.

$50K-$250K

Commercial bid bond / mobilization

Won a commercial contract — need 30-45 days of materials + labor before first draw. We fund the bridge.

$25K-$100K

Marketing for high season

Local digital + radio + truck-wrap before the May-Aug peak. ROI-tracked spend; capital costs much less than missing the season.

$15K-$75K

Tax bill / settlement / surprise

Workers comp audit balance, IRS quarterly, vendor dispute settlement. Bridge without disrupting operations.

Why Florida HVAC contractors choose us

24-48h

Funding time

Statements → wire

550+

FICO accepted

Deposits weight more

15+

Funder panel

Best factor + holdback

0

Submission cost

Paid only if you fund

Ready to see your number?

15 minutes. No credit pull. No SSN. Approval range back within 24 hours.

Ready for funding?

Apply in minutes — funding in as little as 24–48 hours. No SSN/EIN to start.

Apply for funding →

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