Fast funding options. For Florida HVAC + trades.
HVAC season runs hot and you can't afford to turn away service calls because the truck inventory's empty or payroll's tight. Our funding partners can often decide on $25K-$500K within 1-2 business days of complete statements (amounts and timing vary by funder), and we're a Florida-based, veteran-owned brokerage that understands seasonal cash flow.
New service truck + tools
Adding a tech means adding a truck. $40-80K up front before the new tech generates revenue. Bridge the gap fast.
Material + supplier bulk buy
Distributor offers 15-25% off if you commit to a quarter's worth of inventory. Fund the deal, capture the margin.
Payroll during off-season
Florida HVAC has slow weeks even in summer. Bridge a slow stretch without losing crew to a competitor.
Commercial bid bond / mobilization
Won a commercial contract — need 30-45 days of materials + labor before first draw. Funders can bridge the gap.
Marketing for high season
Local digital + radio + truck-wrap before the May-Aug peak. ROI-tracked spend; capital costs much less than missing the season.
Tax bill / settlement / surprise
Workers comp audit balance, IRS quarterly, vendor dispute settlement. Bridge without disrupting operations.
Why Florida HVAC contractors choose us
Funding decisions
Often 1-2 business days
Scores some funders consider
Deposits weight more
Funder panel
Factor + holdback compared
Submission cost
Paid only if you fund
Ready to see your number?
15 minutes. No credit pull. No SSN. A funding specialist follows up within 1 business day. JLFG is a broker, not a lender; approval, amount, rate and timing are set by funders and are not guaranteed.
Ready for funding?
Apply in minutes — funding partners can often decide within 1–2 business days once statements are in. No SSN/EIN to start.
Apply for funding →Want the full breakdown? Read our in-depth HVAC, plumbing & electrical financing guide →