Veteran-owned business capital
and financial technology company.
Capital should serve the business—not the other way around. JLFG combines revenue-based financing, commercial capital access, insurance, and financial technology with transparent, relationship-first guidance.
JLFG helps U.S. business owners compare revenue-based financing, working-capital advances, lines of credit, term loans, equipment financing, invoice factoring, and SBA options. We are a broker, not a lender. Revenue-based programs are evaluated mainly from monthly revenue and bank-statement performance; loan products are offered by third-party lenders. We explain total cost, remittance schedule, and timing before you choose.
The Technology Portfolio
Jon Lynch Financial Group is a veteran-owned small business currently pursuing SDVOSB certification through the U.S. Small Business Administration. We share what we learn to help fellow veterans navigate federal contracting.
Common questions about Jon Lynch Financial Group
What does Jon Lynch Financial Group do?
Jon Lynch Financial Group (JLFG) is a veteran-owned commercial finance brokerage based in Miami, Florida. It arranges working capital, revenue-based financing, equipment financing, lines of credit, term loans and SBA products for established US businesses, and also operates insurance and B2B financial-data products.
Is Jon Lynch Financial Group a lender or a broker?
A broker, not a direct lender. Loan products are originated by third-party partner lenders. Revenue-based products are a purchase of future receivables, not a loan.
Is Jon Lynch Financial Group veteran-owned?
Yes. Founder Jonathan Lynch is a U.S. Marine Corps veteran (2014–2019). JLFG is veteran-owned; SBA SDVOSB certification is in progress and has not yet been granted.
What businesses does JLFG fund?
Best fit is $50,000 or more in monthly revenue and 12 or more months in business. Files from $20,000 monthly and 6 months are still worked; below that they route to a partner network rather than being declined.
How does Jon Lynch Financial Group get paid?
The funder pays a commission when a deal closes. JLFG never charges an upfront fee — no application fee, no processing fee, no retainer. That commission is part of the cost of capital whether or not a broker explains it.
Does applying affect my credit?
Prequalification is a soft pull. Revenue-based underwriting qualifies on monthly deposits rather than a credit score.