Structured Settlement Pricer
For personal-injury, wrongful-death, workers' comp, and med-mal settlement recipients considering a transfer. Estimate present value, buyer offer, SSPA court fee, court timeline, and net cash by state — before you sign.
Your settlement
What the buyer would offer
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Estimate only. Every state's SSPA differs in fee schedule, hearing cadence, and the "best interest" standard the judge applies. Buyer offers vary by case strength, state, and the seller's documented use-of-funds. Court approval is mandatory in nearly every state — anyone telling you otherwise is breaking the law.
When this makes sense — and when it doesn't
When it makes sense
- You have a documentable need — medical bills, primary-residence down payment, education, a business with real ROI — that the trickle of monthly payments can't cover.
- Your case type is strong (personal injury, wrongful death, workers' comp) and the state is fast (FL, CA, TX).
- The remaining value is at least $25K. Below that, court costs and legal fees eat too much.
- You can articulate why the judge should approve in writing — vague filings get denied.
When it doesn't
- The settlement is your sole income and you have no other reliable source.
- You'd spend it on consumables — vacations, depreciating cars, debt that will re-accumulate.
- You're in NY or PA with med-mal — those filings face the most scrutiny and slowest hearings.
- Anyone is rushing you. SSPA exists for your protection. There are no "no court" shortcuts.
How the court process works. You file a petition in the court that approved your original settlement. The judge reviews the discount rate, the transferee company, your stated reason, and whether the deal is in your "best interest" under your state's SSPA. Most fast-state hearings happen 60–90 days from filing; slower states (NY, PA) run 4+ months. Legal fees for filing typically run 5–12% of the gross proceeds.
Which path fits you?
This tool helps three audiences. Pick the one that's you.
I'm a small business owner
We route structured settlement transfers to court-experienced buyer-counsel teams.
Get capital →
I refer deals to Lending by JLFG
Structured settlement is a niche specialty with strong economics. Refer if not your expertise.
Join the network →
I'm an institutional funder
Settlement-purchase deal flow with case-type + state-SSPA pre-screened.
Partnership inquiry →
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