Glossary

Plain-English definitions of the entity, federal-contracting, and financial-services terms used across Jon Lynch Financial Group properties.

JLFG Jon Lynch Financial Group: The parent holding company. SDVOSB-certified, headquartered in Miami, Florida. Operates portfolio subsidiaries spanning insurance, fintech tools, lending brokerage, and quantitative trading. See home for the full subsidiary graph.
JLIG Jon Lynch Insurance Group: The JLFG subsidiary running the direct-sales insurance agency. Florida 2-15 licensed (Life, Health, Variable Annuity). Bilingual English/Spanish. Multiple A-rated carriers. Site: insurance.jonlynchfinancial.com.
JLFT Jon Lynch Financial Technologies — also "Jon Lynch FinTech": The JLFG subsidiary operating technology products: ProducerLens (insurance producer licensing intelligence), LeadGen Engine (B2B prospecting), MyMCA Desk (MCA broker operations), and DayTrading Swarm (AI quantitative trading).
SDVOSB Service-Disabled Veteran-Owned Small Business: A federal-contracting designation issued by the U.S. Small Business Administration (SBA) and the U.S. Department of Veterans Affairs (for VA contracts). Eligibility requires at least 51% ownership by one or more service-disabled veterans who also control day-to-day operations. The designation enables sole-source contract awards up to certain thresholds and competitive set-asides. JLFG is SDVOSB-certified — see federal capability statement. Reference: SBA — SDVOSB program.
FAR 19.1405 Federal Acquisition Regulation — SDVOSB sole-source authority: The FAR section governing sole-source set-asides for SDVOSB concerns. Under FAR 19.1405, a contracting officer may award a contract on a sole-source basis to an SDVOSB without competition when the anticipated award price (including options) does not exceed $4.5 million ($7 million for manufacturing under NAICS sectors 31–33). Reference: Acquisition.gov — FAR 19.1405.
NAICS North American Industry Classification System: The standard industry classification system used by U.S. federal agencies for statistical reporting and procurement classification. Each contractor registers under one or more NAICS codes. JLFG carries codes spanning insurance services, software publishing, computer systems design, business support services, and management consulting — see federal capability statement. Reference: Census — NAICS.
Florida 2-15 license Life, Health, and Variable Annuity Agent License: The Florida Department of Financial Services (FL DFS) license authorizing the holder to sell life insurance (term, whole, universal, indexed universal), health insurance (ACA marketplace, supplemental, short-term), and variable annuities in Florida. Variable annuity sales additionally require a Series 6 or Series 7 securities registration. JLIG is staffed by FL 2-15 licensed agents — see JLIG About. Reference: myfloridacfo.com — Agent & Agency Services.
MCA Merchant Cash Advance: A financing product structured as the purchase of future business receivables at a discount. Repayment is collected as a fixed percentage of daily card sales (or daily/weekly ACH debits) until a fixed payback amount is reached. MCAs are not loans, are not regulated as loans federally, and are typically priced via a factor rate rather than APR — see APR vs factor rate. JLFG's Lending by JLFG sources MCA offers alongside conventional small-business credit products.